No matter if you are pondering refinancing your exsiting home or purchase a new one, there have been few opportunities like now to do either. Interest rates below 4% for conventional financing and a little over that for jumbo makes this a great time to lock in a new rate. Is it time for an address change? Upsizing, downsizing or realizing a totally new way of life is made easier by today’s opportunities. As a Livermore Valley Realtor, I am here to assist you with referrals for great lenders that work hard to make purchasing or refinancing a smooth and value-enhanced.
After being shot down with a re-finance with his former lender attached to a misguided appraisal, a current Livermore homeowner saved over $900 a month by working with great lender, Lisa Kidd, RPM Mortgage. The client actually tried hard to not to jump on the closing table to conceal his glee when signing his loan documents. So the lesson here is do not get discouraged if something doesn’t seem right, ask for another opinion.
Some of the clients that purchased homes with private mortgage insurance just last year, are literally being able to re-finance to remove it due to the recent gains in the market in the Tri-Valley market. Lisa Kidd was raised and is raising her family in Livermore just like me. We are here to help when it is time to purchase or refinance. Lisa can be reached at 925.525-5558, lkidd@rpm-mtg.com.