Patti Smylie, Realtor® ReMax Accord Tri Valley

Six Reasons it Pays to Sell in the Winter

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1. Low inventory = less competition Since late winter and early spring tends to be the busier house-selling season, the offerings are numerous with a myriad of options. Supply can surpass demand. Buyers have many choices. However late fall and early winter, there are fewer homes for sale. That competition over low inventory can make […]

Attention all Buyers: Lowering of Interest Rates Predicted this Fall 2019


Fixed mortgage rates could fall to 3.3% by the end of the year as the nation’s economy slows, according to Lawrence Yun, chief economist of the National Association of Realtors. That would put the rate below the 3.31% seen in November of 2012, the lowest average for a 30-year fixed mortgage in Freddie Mac data […]

Getting Your “House” in Order Before Purchasing


I recently had the opportunity of showing a home for a couple that came to me from a listing inquiry. When I met with them they said they were pre-approved and after looking at the property they seemed to be very interested. The place was a townhome with HOA’s so I wanted to make sure […]

How to Appeal to the Largest Buyer Market Segmentation


Con­trary to mes­sag­ing in main­stream media, mil­len­ni­als have and are growing up. The gen­er­a­tion born between 1981 and 1996 are in their twen­ties or even late thir­ties. Many mil­len­ni­als are enter­ing or are already in the home-buy­ing mar­ket. With mil­len­ni­als expect­ed to out­num­ber Baby Boomers in 2019, they’re are a force to please. Mil­len­ni­al home […]

Livermore Valley Craft Beer Festival in Livermore Coming Saturday, May 11th 2019


The 5th Annual Livermore Valley Craft Beer Festival will be held May 11th, 2019 1-5 PM, at the Shrine Event Center benefitting California Shiners Hospital in Sacramento. An afternoon of great beer, food ($5 servings), and live music to raise funds for Shriners Hospital Transportation Fund, providing transporation for children from around the world to […]

Perceptions on Staging by National Association of Realtors Members


According to the Profile of House Staging, National Association of Realtors reports 77% of buyers can more readily visualize a staged property as a future home. Not scientific but based on perception: 29 percent of listing agents say staging increases the sales price by 1-5%, Another 29 percent of listing agents report the sales price […]

Friday March 22nd, 2019, Short Term Rates Inverted, A Prediction of Inflation

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An inverted yield curve is when interest rates on short-term loans are higher than on long-term loans. Pay attention to an inverted yield curve when investing in real estate and selecting a loan. Many former fed chairs are encouraging a cut in interest rates to adjust for a possible nod to inflation. Read More:

Mortgage Rates Hold 14-Month Lows


Courtesy of Mortgage Rate Watch Monday, March 18, 2019 4:30 PM Mortgage rates didn’t budge today–a logical result with no signs of life in underlying bond markets. In the current case, this is just fine with us considering the bond market has gone silent while remaining at the best levels in 14 months. Specifically, mortgage-backed-securities […]